It's Benefits Open Enrollment Time from October 15 - November 15, 2018.  The Open Enrollment Benefits Guide and Annual Compliance Packet provides all of the information needed for this year's Open Enrollment.  

How do I enroll?

Enrollment should be made on the Standard Enrollment System.  Enrollment within this system opens at 12:01am on October 15th and closes at 11:00pm on November 15th.  

Standard.BenSelect.com

Your User name is your employee "b" number without the b (7XXXXX); and your PIN is the last four digits of your social security number followed by the last to digits of your birth year (SSSSYY). For help with the online enrollment process, you can refer to the Enrollment Help Guide in the Benefits Information box on this page. 

2019 Plan Design

Eligibility

Coverage is available to all regular employees (excluding substitutes and MSCR) employees working 19+ hours per week. Employees can cover their spouses (same-sex and opposite-sex) and children (through the year in which they turn 26). 

Medical

We will continue to offer Dean and GHC as our primary carriers into 2019. There are three plan designs within each carrier – with the HMO plans being most prevalently enrolled in. The GHC HMO plan is the lowest costing, with rates increasing with the other plan options.

Employees will pay 1.25%, 3%, 5% or 10% (depending on their unit).

Dental

We will continue to offer Delta Dental of Wisconsin as our carrier. The plan is expanding to offer a "Buy-Up Plan" that has a $1,500 annual maximum and 80% basic service coverage (currently a $1,000 annual maximum and 50% basic service coverage).  More information and premiums for the Buy-Up Plan can be found in the Open Enrollment Guide.

Vision

We are excited to continue to offer vision insurance this upcoming year. This plan will be a “materials only” plan and will provide a $250 allowance towards the purchase of vision materials (frames, lenses and/or contacts). More information about the vision plan will be coming out soon.

Flexible Spending Accounts (FSA)

We will continue to use EBC Flex as our carrier to employees eligible for FSA. Employees may enroll in Medical FSA and Dependent Care FSA. As a reminder, employees can enroll in this plan if they do not have any of our other insurance plans.

The 2019 FSA medical rates have not been released by the IRS, so we are planning on an annual max contribution of $2,650 for Medical FSA and $5,000 for Dependent Care FSA. If the maximums are increased, we will give employees the opportunity to elect a higher annual contribution.

Life and Voluntary Life

We will continue to provide employer/employee paid basic life and AD&D coverage for employees. Voluntary life insurance for employees, their spouses and children will be provided as an employee paid benefit. Employees who wish to elect new coverage or increase their coverage will be required to complete medical underwriting for coverage to be approved.

Updates to Voluntary Life Insurance:

  • Voluntary Coverage for Employees will change to a flat dollar amount, rather than a benefit based on current salary.  Employees can elect any amount of coverage, in $10,000 increments, up to $300,000 (maximum of 5x salary)
  • Voluntary Coverage for Spouses will change to a flat dollar amount, up to 50% of the employee's voluntary coverage, in increments of $5,000
  • Voluntary Coverage for Child(ren) will increase to $5,000 or $10,000 of coverage
  • NOTE: You must elect to enroll in the new Voluntary Coverage for Spouses and Voluntary Coverage for Child(ren). 

Short-Term Disability 

We will continue offering Short-Term Disability to all benefits eligible employees excluding the Teacher Unit. The Short-Term Disability policy will provide 66.67% income protection while on a medical leave for calendar days 13 – 74 of the leave. Calendar days 1 – 12 are a waiting period and day 75 begins Long-Term Disability. Premiums are based on the weekly benefit amount and can be found on the Standard Enrollment System (see more information below about the Standard Enrollment System).

Long-Term Disability

We will continue to provide long-term disability to employees.

Long-Term Care

We will continue to provide long-term disability to employees.

Questions

Please contact the Benefits Helpdesk to answer all of your questions (benefits@madison.k12.wi.us or (608) 663-1692). Or, check out our website – hr.madison.k12.wi.us/benefits.