It's Benefits Open Enrollment Time from October 15 - November 15, 2017.  The Open Enrollment Benefits Guide provides all of the information needed for this year's Open Enrollment.  You can also view a Summary of this year's open enrollment.

Benefits Open Enrollment runs from October 15 – November 15, 2017. This year’s open enrollment will be a passive event. This means all elections except FSA will automatically roll to 2018. You do not need to do anything for your 2017 benefits (health, dental, vision, life, long-term care and long-term disability) to roll to 2018. You will need to make an FSA election if you wish to have FSA in 2018.

Information about the benefits available to you, along with required annual notices can be found in the Open Enrollment Guide Book. Please contact the Benefits Helpdesk if you would like a paper copy of the guide book. Also, we are offering a new benefit this year – Short Term Disability Insurance (for all employees except those in the Teacher Unit). More information about Short Term Disability Insurance can be found in the Open Enrollment Guide Book.

We are opening an online enrollment system for this year’s open enrollment plan. You will want to make your elections on the Standard Enrollment System, found at standard.benselect.com. Directions on how to access the Standard Enrollment System are below. Please note, we will also accept paper enrollment forms this year for health, dental, vision and FSA (which can be found on the Benefits Website Forms Page).

How do I enroll online?

To view your current benefits, confirm who you’re covering, update beneficiaries and make open enrollment elections, go to: https://standard.benselect.com

To log in, follow the information below.

  • If your B Number is b799999, your User Name is “799999”

    If your SSN is 098-76-1234 and your Birth Date is 07-01-1960, your Pin is “123460”

    Detailed directions on how to make your elections can be found at https://hr.madison.k12.wi.us/openenrollment

    Click "Next" on the top right side of the screen and complete each page as you follow through the Open Enrollment election process.  Make sure you sign and finalize your elections so that they are saved and submitted for Open Enrollment.  

    Print your confirmation page and keep for your records.

2018 Plan Design

Eligibility

Coverage is available to all regular employees (excluding substitutes and MSCR) employees working 19+ hours per week. Employees can cover their spouses (same-sex and opposite-sex), domestic partners and children (through the year in which they turn 26). There is a potential change to domestic partner coverage through the State Budget (i.e. not allowing domestic partner insurance coverage). We are reviewing the budget and will notify employees if coverage for domestic partners is not allowed.

Medical

We will continue to offer Dean and GHC as our primary carriers into 2018. There are three plan designs within each carrier – with the HMO plans being most prevalently enrolled in. The GHC HMO plan is the lowest costing, with rates increasing with the other plan options.

Employees began paying for health insurance this past year. The wellness assessment premium incentive will increase from 5% to 7% on January 1st. Employees who participate in the wellness assessment will pay 1.25%, 3%, 5% or 10% (depending on their unit) if they participate in the wellness assessment or 8.25%, 10% or 12% if they do not participate in the wellness assessment.

Dental

We will continue to offer Delta Dental of Wisconsin as our carrier. There are no plan design changes scheduled at this time.

Vision

We are excited to continue to offer vision insurance this upcoming year. This plan will be a “materials only” plan and will provide a $250 allowance towards the purchase of vision materials (frames, lenses and/or contacts). More information about the vision plan will be coming out soon.

Flexible Spending Accounts (FSA)

We will continue to use EBC Flex as our carrier to employees eligible for FSA. Employees may enroll in Medical FSA and Dependent Care FSA. As a reminder, employees can enroll in this plan if they do not have any of our other insurance plans.

The 2018 FSA medical rates have not been released by the IRS, so we are planning on an annual max contribution of $2,600 for Medical FSA and $5,000 for Dependent Care FSA. If the maximums are increased, we will give employees the opportunity to elect a higher annual contribution.

Life and Voluntary Life

We will continue to provide employer/employee paid basic life and AD&D coverage for employees. Voluntary life insurance for employees, their spouses and children will be provided as an employee paid benefit. Employees who wish to elect new coverage or increase their coverage will be required to complete medical underwriting for coverage to be approved.

Short-Term Disability *NEW*

We will begin offering Short-Term Disability to all benefits eligible employees excluding the Teacher Unit. The Short-Term Disability policy will provide 66.67% income protection while on a medical leave for calendar days 13 – 74 of the leave. Calendar days 1 – 12 are a waiting period and day 75 begins Long-Term Disability. Premiums are based on the weekly benefit amount and can be found on the Standard Enrollment System (see more information below about the Standard Enrollment System).

Long-Term Disability

We will continue to provide long-term disability to employees.

Long-Term Care

We will continue to provide long-term disability to employees.

Questions

Please contact the Benefits Helpdesk to answer all of your questions (benefits@madison.k12.wi.us or (608) 663-1692). Or, check out our website – hr.madison.k12.wi.us/benefits.