Who is Eligible? 

Health insurance is available to regular employees who are scheduled to work 19 or more hours per week, or have a contract of at least 50%. The District offers comprehensive health insurance from two different providers for eligible employees. You may enroll in health insurance through either Group Health Cooperative of South Central Wisconsin (GHC) or Dean Health Plan. These carriers provide you with a diverse range of networks and providers, yet have the exact same type of coverage (co-pays, etc.), but with slightly different employee premiums (what you pay per period for your coverage). 

Plan Options

For either carrier (GHC or Dean Health Plan), you can enroll in the Health Maintenance Plan (HMO), the Point-of-Service Plan (POS) or the Preferred Provider Organization Plan (PPO). The PPO plan is only available to employees who do not live in South Central Wisconsin. The POS and PPO plans provide greater access to non-network services when referrals are not available. The POS and PPO plans have higher employee premiums and all out-of-network services are subject to an annual deductible and insurance co-pay.

How Much Does it Cost?

Health insurance premiums are based on the carrier you select (GHC or Dean Health Plan), the plan type you choose (HMO or POS), the coverage tier (single/family) and your payroll frequency.  Your premium contribution rate is based on a sliding scale and varies by type of employee and plan type. Contributions for HMO plans are between 1.25% and 10% of the total monthly cost of the insurance. Contributions for POS plans are between 2.50% and 20%.  As a benefit to its employees, the District pays the remaining percentage. Premiums are paid by pre-tax payroll deductions. See the Resources box on this page to determine what your cost will be.

Additional Benefits

Listed below are some of the programs in place to help you utilize all of the benefits available through the health insurance plans:

Have Questions? Contact the Benefits Helpdesk at benefits@madison.k12.wi.us or at (608) 663-1692